Get started on an exciting career at Element! Element employees make a difference in the lives of others every day. We are re-defining the fleet management industry to be people first, then business – delivering on our promise of a superior client experience. This takes hard work and innovation, and we need more like-minded people on our team. What We Need We are looking for an Underwriter (Enterprise credit analyst) whose job is to analyze and obtain approval to grant financing for the appropriate customers for the company that operates in a fast paced and evolving automotive industry. Are you: Interested in pursuing a career in financial analysis / credit? Able to detect the aspects that make a company successful in its industry? Capable to communicate clearly and synthesize information in an efficient and clear manner in a credit approval document? Self starter, organized and with analytical skills and interest on vehicle fleets? As an Underwriter, will be responsible for (i) evaluating, (ii) analyzing the risks of the company and the industry and (iii) manage activities for a portfolio of credits. A Day in the Life Receive customer’s financial information and carry out the financial health analysis. Also, understand and question projected financial statements. Create credit questionnaires related to important risks and interact with customer to obtain information for credit. Write the credit analysis document, detecting the critical quantitative and qualitative aspects of borrowers from different sectors. Control the customer’s renewals on a timely manner. Lead ad-hoc projects to improve efficiency of the Underwriting function Requirements Bachelor’s Degree in Engineering, Economy, Business administration, or careers with a strong analytical skillset. MINIMUM 5 years of credit analysis experience in financial institutions. All credit approvals should be done in English so advanced English – 100% written and spoken is a must. Advanced Excel skills are a plus Availability to travel. Skills Clear thinker Self-driven Analytic Determined, ability to perform under pressure Attention to detail What’s in it for You • A culture of innovation, empowerment, decision-making, and accountability • Comprehensive health and welfare benefits that serve the needs of you and your family and foster a culture of wellness • Additional benefits and amenities, including paid time-off programs (vacation, sick leave, and holidays) • Flexible work environments Candidates must be willing to comply with a pre-employment background check. Element Fleet Management and its wholly owned subsidiaries are an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, gender identity, age, sex, sexual orientation, disability, national origin, Aboriginal/Native American status, protected veterans’ status or any other legally-protected factors. Disability-related accommodations during the application and interview process are available upon request. Should you require an accommodation with our hiring process please send an email to email@example.com or call 55 5018 7100. Read more about our Culture. Learn about the Technology and Fleet Services we offer our clients.